What is the Average Settlement for a Car Accident in Illinois?

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It’s very common at the start of any personal injury case for the client to wonder What is the Average Settlement for a Car Accident in Illinois?

Car accidents can be stressful and overwhelming, especially when you are not at fault. The injuries, damage to property, and other expenses incurred as a result of the accident can take a toll on your finances and overall well-being. If you are in Illinois and have been involved in a car accident, you may be wondering what the average settlement is for such cases. This article explores the factors that determine settlements and the average settlement amounts for car accidents in Illinois.

Factors that Determine Settlement Amounts for Car Accidents in Illinois

The amount of compensation you receive for a car accident settlement in Illinois depends on several factors. Some of these factors include:

Liability: One of the most critical factors that determine settlement amounts for car accidents is a liability. In Illinois, the fault system applies, which means that the party at fault is responsible for paying for the damages. The amount of compensation you receive depends on the percentage of fault assigned to each party.

The severity of injuries: The extent and severity of your injuries play a significant role in determining your settlement amount. Generally, the more severe the injuries, the higher the settlement amount. You may receive compensation for medical expenses, lost wages, and pain and suffering.

Insurance coverage: Insurance coverage is also a crucial factor that affects settlement amounts. Illinois law requires that all drivers have minimum liability insurance coverage. However, some drivers may have additional coverage, such as underinsured or uninsured motorist coverage, which can increase the settlement amount.

Average Settlement Amounts for Car Accidents in Illinois

The average settlement amount for car accidents in Illinois varies depending on the factors discussed above. According to the Illinois Department of Transportation, there were over 300,000 crashes in Illinois in 2019. The total economic loss resulting from these crashes was over $10 billion. The average settlement amount for car accidents in Illinois ranges from a few thousand dollars to hundreds of thousands of dollars.

Amounts for Minor Car Accidents

If you are involved in a minor car accident with no significant injuries, the settlement amount may be lower. Generally, settlements for minor car accidents range from $3,000 to $10,000. However, this amount may vary depending on the severity of the damages and injuries sustained.

 Amounts for Major Car Accidents

If you are involved in a major car accident resulting in severe injuries, the settlement amount may be higher. Settlement amounts for major car accidents in Illinois can range from $100,000 to $1 million or more. In cases where the accident results in long-term or permanent disability, the settlement amount may be even higher.

Amounts for Fatal Car Accidents

If a car accident results in a fatality, the settlement amount can be significantly higher. In Illinois, wrongful death settlements for fatal car accidents can range from $100,000 to $2 million or more. These settlements typically cover medical and funeral expenses, lost future income, and other damages.

 

Importance of Hiring an Experienced Personal Injury Attorney

If you have been involved in a car accident in Illinois, hiring an experienced personal injury attorney can help you navigate the legal process and ensure that you receive the compensation you deserve. An attorney can negotiate with insurance companies and help you obtain evidence to support your case. They can also help you understand the legal system and explain your rights and options.

It is essential to choose an attorney with experience handling car accident cases in Illinois. They will have a good understanding of the state’s laws and can provide valuable insight and guidance. Your attorney can also help you identify all potential sources of compensation, including insurance policies and other liable parties.

 

Steps to Take After a Car Accident in Illinois

If you are involved in a car accident in Illinois, there are several steps you should take to protect your rights and maximize your chances of obtaining a settlement. First, seek medical attention immediately, even if you think your injuries are minor. Some injuries may not be immediately apparent, and delaying treatment can worsen your condition.

Second, gather evidence at the scene of the accident. Take photos of the damage to the vehicles and the surrounding area, and get the contact information of all parties involved. You should also file a police report as soon as possible.

Third, contact an experienced personal injury attorney to represent you. Your attorney can help you navigate the legal system and ensure that you receive the compensation you deserve.

If you are involved in a car accident in Illinois, it is essential to seek legal representation from an experienced personal injury attorney. A knowledgeable attorney can help you navigate the legal process and maximize your settlement amount. Remember, the settlement amount for a car accident in Illinois depends on several factors, including liability, the severity of injuries, and insurance coverage. By understanding these factors, you can have a better idea of what to expect in terms of settlement amounts for your case.